POWER UP!

So on Friday, I decided I wanted a dividend-heavy, large cap, preferrably wide-moat stock  and couldn't decide between General Electric (NYSE: GE), Microsoft (NASDAQ: MSFT), Philip Morris International (NYSE: PM) or INTC (NASDAQ: INTC).   After much debate, number comparisons, and a lot of hair pulling, I decided to get none of them!  haha.

Instead, I purchased an international ETF that I found on SeekingAlpha called Powershares International Dividend Achievers (NYSEArca: PID).  I'm not going to get into the ratios and what not on this ETF, but a few interesting things attracted me to the ETF besides it's holdings portfolio:

• PID has a higher YTD market return than most of the dividend ETFs I analyzed.  
  
• PID also has an above-average yield of 6.23%.  

Of course, this isn't as amazing as the dividend-heavy ETF, Powershares Financial Preferred (NYSEArca: PGF), which boasts a hefty 15.88% yield.  But, I'm not the type to put all of my eggs in one basket and I've been on a PGF shopping spree in both my Roth IRA and investment accounts.  Although I do believe that the Financial sector has the possibility of making the most gains in the next 3 years, but I think I'll sleep better at night knowing that it isn't making up 30% of my investment portfolio.

*Tip: When investing long-term (3-5 years) for your Roth IRA, it's a good idea to focus on dividend-heavy ETFs or large cap stocks with high yield percentages (preferably with wide-moats).  This will be advantageous to you since the dividends are paid out tax free, allowing you to reinvest in the stock or use for other stock purchases and won't be deducted in the future when you withdraw from the fund.